Short answer:

You pay for all of the fuel that is used in your car – whether it is used by you, your Additional Drivers, or Borrowers. You get reimbursed for any fuel that is used by Borrowers, through your 25c/km distance income.

If a borrower needs to fill up during their trip, they use the fuel card we'll put in your car. Any fuel bought on your car's fuel card will be charged to you, but you'll paid back through the distance income.

The RACQ estimates the running costs of a small or medium car to be between 11c and 18c per kilometre, so the distance payment of 25c/km should more than cover this.

Try the interactive fuel cost explainer

Understanding fuel costs in your monthly invoice

You may find that the cost of fuel paid for with the fuel card exceeds the distance income you receive - particularly if the tank is filled near the end of the month. 

For example

A Borrower picked up Jan's car with an empty tank. They used the fuel card to fill up, then used half that tank of fuel during their trip. At the end of the trip, Jan is left with half a tank. 

Jan is charged for the full tank of fuel purchased on the fuel card. She gets paid for the half-tank of fuel that the borrower used, through the distance charge. But she also has the other half a tank of fuel - she may use it herself, or the next Borrower may use it and pay her for it. 


Still confused? Try our interactive fuel cost explainer - it will show you how to work out the fuel costs for your car and how fuel charges and payments work.

Reminder: Car Owners must not use the fuel card

We have credit limits on the fuel cards, so please don’t use it yourself to pay for fuel – pay using your usual method instead.


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