Short answer:

We are not an insurance provider, so we don't sell insurance to car owners and don't have a PDS. Your car is insured under our fleet insurance policy, and your cover is set out in the Member Agreement.

Here's how it works:

  • We have a fleet insurance policy (as do other car sharing companies and rental car companies).
  • When you list your car, we have an 'insurable interest' in your car, so we include it as part of our 'fleet' for cover under our policy. This means your car is covered for damage, theft and third party property damage whenever it's with a Borrower (and at all other times if you're on our Instant Keys Plus+ or legacy $60/month plan).
  • The full description of your car's cover, along with any exclusions, is set out in the Member Agreement and Owner Agreement (with the detailed process explained in the Damage Policy). These are on the Terms of Use page
  • In the event of damage, theft, etc, we would handle the repairs, pay you any amounts owing, and we may pursue a claim under our insurance policy if we need to. We have a Repairs Team who work to get cars back on the road as soon as possible and with minimal hassle for owners.

Interested in renting out your car? Get your car earning money for you now!

List your car on Car Next Door


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